Sezzle is a payment solution that gives you the freedom to buy now and pay later - with no interest!

When you place an order through Sezzle, their unique approvals system reviews your account to determine what sort of repayment plan they can offer. In most cases, it's 25% of the order total due up-front (also called your "downpayment" or "first installment"), with the remaining amount divided up across three more installments, each due two weeks apart. No interest, no up-front or hidden fees. In fact, as long as you pay off your installments on time, there are no fees at all!

When your order is placed, Sezzle pays Quikflip in-full for the order immediately - so are able to process your order just like you had paid in full with a credit card! This isn't layaway, so we fulfill your order within their normal shipping and processing times.

Checkout is straight forward - select "Checkout with Sezzle" on the cart page, and we walk you through the rest of the process.

What's the catch?

There's no catch. They don't charge interest, and they only charge fees if a payment fails or you need to adjust the date of your payments more than once per order. They also only run a soft credit check (or "soft inquiry"), so there's no negative hit to your credit score.

Getting started

If that all sounds great to you (and we hope it does), there are a few requirements to get started shopping with Sezzle:

• Be 18 years of age or older
• Have a US or Canadian phone number that can receive texts
• Have a working email address
• Have a non-prepaid payment method available (i.e., a bank account, a debit card, or a credit card)

If you're ready to get started, click here to sign up! If you've already signed up, click here to get shopping!

Due to how our site works, you will need to select "Checkout with Sezzle" on the cart page. If you have chosen to also try one of our products at home, you will not see this option. We currently are unable to process Try at Home orders through Sezzle, but this is an option that we are looking to enable in the future. For now, you need to pick from just one of our flexible payment options.

To help prevent fraud and verify your identity, we do run a soft credit check (or "soft inquiry") when you sign up with Sezzle. This has no impact on your credit score.

At this time, we do not report your Sezzle usage to any of the credit bureaus, so your Sezzle history also doesn't impact your credit score (either positively or negatively).

Sezzle is all about financial empowerment - not helping users dig themselves into debt. Because of this, they don't provide a fixed credit limit that can be "maxed out." Instead, every time you go to place an order, their unique approvals process reviews your Sezzle account to determine whether or not they're able to approve the purchase.

This is an entirely automatic system and not something that we/they are able to override. It's totally normal to start out with a small order, even just an item or two, and work your way up to being able to Sezzle large orders.

However, there are some things that you might be able to do to get an order approved!

• Lower the amount of your order
  • Start small! Most first-time shoppers won't get approved for orders that are hundreds of dollars or more. It's not uncommon to need to start out with orders closer to $50. As you use Sezzle and successfully pay off orders on time, we're usually able to approve larger orders.
• Verify your account was created correctly
  • Make sure that all of your information is accurate - for example, entering in the wrong birth date or misspelling your name can cause you to be declined for orders. Learn more about updating account information here.
• Double-check your payment method
  • If you don't have a payment method tied to your account, or we aren't able to charge it (because it's expired or there aren't enough funds available), you won't be able to place any new orders. Learn more about adding payment methods here.
• Check for failed payments, or pay off outstanding installments
  • If you have a failed payment on your account, you won't be able to place new orders until it's paid off. Learn more about failed payments here.
  • If you have existing unpaid orders, they may also prevent you from being able to place a new order. Paying off existing orders entirely may allow you to place a new order. Learn more about paying off installments early here.